David Swanney is a chartered accountant, retired banking regulator, and non executive director, with practical industry experience as Director, Group Compliance and Group MLRO for a major UK banking group. He is the author of the Joint Money Laundering Steering Group’s anti-money laundering Guidance for the financial sector. After moving from the accounting profession, David had a twenty year career at the Bank of England, and latterly the FSA, mostly in banking supervision. His responsibilities included an appointment as Head of Division directly supervising a range of UK banks; responsibility for the Bank’s Enforcement activity against illegal deposit taking; acting as secretary to the Board of Banking Supervision; and running the UK Deposit Protection Board at the time of the BCCI collapse. In October 2000, David joined the Royal Bank of Scotland Group as Director, Group Compliance, from which position he took early retirement in late 2002, since then he has worked with the British Bankers’ Association, principally on money laundering prevention issues. He is also a non-executive director of a number of smaller UK banks and charitable organisations, and from 2006 to 2011 was a public member of the International Auditing and Assurance Standards Board.