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Savings

Reserve Accounts

Savings designed to serve your mission.

Reserve accounts are well suited to organisations that want to set aside money while keeping it accessible when needed. Choose between flexible access or a higher rate in exchange for notice on withdrawals.

Contribute to gospel work across the UK, whilst carefully stewarding your finances. Find the option that best fits your organisation’s goals.

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Church & Charity Higher Rate Reserve Account

1.60% Gross/AER

£1 minimum balance

90 days' notice

This account is designed for churches and Christian charities that want to steward their reserves while benefiting from a higher rate of return.

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Church & Charity Flexible Reserve Account

1.10% Gross/AER

£1 minimum balance

No notice

This account helps churches and Christian charities manage reserves while keeping funds accessible when needed.

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Protected savings with a purpose

With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.

Save with purpose

Ethical investment in Christian mission

We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.

Invest in Kingdom impact

Personalised and friendly support

Say goodbye to frustrating call waiting times. Our friendly staff are passionate about helping you put your savings to work for the gospel. We’ll guide you through your savings options and help you set up your first deposit.

Start making a difference