Here’s how you enabled ministry around the UK in 2024
A year of giving your money a mission
Last year, you joined with thousands of Christians and helped us lend £26.7m to UK churches, Christian charities and ministry workers.
You could have chosen to save with a high street bank but instead you chose to put your money where your heart is.
We provided 101 mortgages
30 mortgages to churches
to a value of £8.4 million
20 personal mortgages to Christian workers
totalling £3 million
22 homes for ministry workers
to a value of £6.35 million
Account balances totalled £121 million
30 mortgages to churches
to a value of £8.4 million
20 personal mortgages to Christian workers
totalling £3 million
22 homes for ministry workers
to a value of £6.35 million
We're a Christian bank that helps
churches grow
£0million
saved with us in 2023.
0
Christians and churches opened new accounts in 2023.
£0million
given in mortgages for Christian ministry in 2023.
Get in touch!
Our friendly team are here to help. Whether you’re ready to open a savings account, or if you’ve got more questions, fill in this form and we’ll be in touch with you within two working days.
We ask Christians to entrust their money to us in the knowledge that they are investing in Kingdom purposes. By receiving a slightly lower rate than they might find elsewhere, they have the reward of seeing their money put to work for the gospel in eternally valuable ways, as it is used to support churches, Christian charities and ministry workers. Find out how you could join them by exploring our range of savings products.
Alongside deposits and lending, it is our desire to provide churches and Christian charities with other financial services which serve them in gospel ministry. Our insurance brokerage provision does just this, enabling churches and charities to manage their risks effectively.
Explore our other savings products
Personal Gospel Partner Account
An account that puts your money to work to help build God’s Kingdom.
For personal mortgages our maximum mortgage is 4.5x your gross annual income subject to affordability. Buy-to-lets are assessed on the rent achieved from the property.
Loan-to-property-value
The ratio between the sum of money lent on a mortgage agreement and the value of the security property as confirmed by the Bank.
Loan-to-share-value
The ratio between the sum of money lent on a mortgage agreement and the value of the share of the security property owned by the customer, as confirmed by the Bank.
APRC
‘APRC’ stands for ‘Annual Percentage Rate of Charge’. Mortgage Lenders now have to include any mortgage related fees, redemption charges and valuation fees as part of the annual interest calculation when quoting an interest rate and this is referred to as the APRC.
Affordability
A comprehensive assessment of income and expenditure both currently and in the foreseeable future.
Loan-to-value
The ratio between the sum of money lent on a mortgage agreement and the value of the security property as confirmed by the Bank.