Covers damage to business premises, equipment, and stock due to risks like fire, theft, or vandalism. It ensures the business can repair or replace damaged assets.

Covers claims if a customer, client, or member of the public is injured or their property is damaged due to business activities. It helps cover compensation costs and legal fees.

A legal requirement for businesses with employees, covering workplace injuries or illnesses. It protects against claims from employees who suffer harm while working.

Designed for self-employed tradespeople, covering liability, tools, and work-related accidents. It helps protect against financial losses from claims or equipment damage.

Covers businesses that provide advice or professional services against claims of negligence, mistakes, or poor advice. It helps pay for legal costs and compensation.

Protects businesses that manufacture, distribute, or sell products against claims of injury or damage caused by a faulty product. It helps cover legal and compensation costs.

Covers lost income and operating costs if a business is forced to close temporarily due to events like fire, flood, or equipment failure. It helps maintain financial stability during downtime.

Covers company directors and officers against claims of mismanagement, negligence, or breach of duty. It helps protect personal assets from legal action.

Required for business-owned vehicles, covering accidents, theft, and third-party damage. It ensures compliance with UK motor insurance laws.

Protects against financial losses due to cyberattacks, data breaches, or online fraud. It helps cover recovery costs, legal fees, and potential fines.