Many Christians and churches keep their money in high street banks, without realising that their savings could be put to work for the gospel.
Put your money to work.
Your savings help us to offer mortgages to churches, Christian charities and gospel workers who might not be able to get one on the high street.
You grow, they grow.
Use your savings to support Kingdom work without making a donation. We are a fully regulated bank, so your savings are safe with us as they help churches grow, until you need them.
When you open an account with Kingdom Bank, we’re able to lend to churches, charities and gospel workers so that their ministries can flourish and grow.
Whether you’re a church looking to borrow funds for a property project, or a ministry worker who wants to buy a home, we’re here to help. Explore our mortgages for churches, charities and individuals.
Bella and Roman share their journey from Austria to Scotland, where they’ve built a growing student ministry amidst the challenges of a global pandemic.
For over 65 years, Kingdom Bank has been partnering with Christians to help churches grow. By providing savings, mortgages and insurance purpose-built for Christian ministry, we’ve seen hundreds of churches released to do what God has called them to do – to plant, build and grow.
For over 65 years, Kingdom Bank has been partnering with Christians to help churches grow. By providing savings, mortgages and insurance purpose-built for Christian ministry, we’ve seen hundreds of churches released to do what God has called them to do – to plant, build and grow.
For personal mortgages our maximum mortgage is 4.5x your gross annual income subject to affordability. Buy-to-lets are assessed on the rent achieved from the property.
Loan-to-property-value
The ratio between the sum of money lent on a mortgage agreement and the value of the security property as confirmed by the Bank.
Loan-to-share-value
The ratio between the sum of money lent on a mortgage agreement and the value of the share of the security property owned by the customer, as confirmed by the Bank.
APRC
‘APRC’ stands for ‘Annual Percentage Rate of Charge’. Mortgage Lenders now have to include any mortgage related fees, redemption charges and valuation fees as part of the annual interest calculation when quoting an interest rate and this is referred to as the APRC.
Affordability
A comprehensive assessment of income and expenditure both currently and in the foreseeable future.
Loan-to-value
The ratio between the sum of money lent on a mortgage agreement and the value of the security property as confirmed by the Bank.