Comparison of Accounts for Individuals
Looking to open a savings account but not sure which one is right for you?
Our comparison table helps you see the features of our accounts at a glance to find one that suits your needs.
Account
Interest rate
Minimum balance
Withdrawal notice period
Good to know
1.10% Gross/AER
£1
32 days
You'll receive interest at a slightly lower rate than similar notice accounts, enabling us to provide more support to churches across the UK.
Young Gospel Partner Account
1.20% Gross/AER
£1
32 days
These accounts are opened in the name of a parent, grandparent or guardian on behalf of a child.
32-Day Notice Cash ISA
2.30% Gross/AER
£1
32 days
You must be 18 or over, resident in the UK for tax purposes and have a National Insurance number to open an ISA.
One Year Fixed-Rate Cash ISA
2.00% Gross/AER
£2,000
12 months (fixed-term ISA)
You must be 18 or over, resident in the UK for tax purposes and have a National Insurance number to open an ISA.
Two Year Fixed-Rate Cash ISA
2.10% Gross/AER
£2,000
24 months (fixed-term ISA)
You must be 18 or over, resident in the UK for tax purposes and have a National Insurance number to open an ISA.
Easy Access Account
0.60% Gross/AER
£1
None
Maximum of two withdrawals per calendar month.
90-Day Notice Deposit Account
2.95% Gross/AER
£1
90 days
All withdrawals are subject to 90 days' notice.
120-Day Notice Deposit Account
3.45% Gross/AER
£10,000
120 days
All withdrawals are subject to 120 days' notice.
Individual Savings Bonds
1.95-2.95% Gross/AER
£2,000 (Max. £2,500,000)
6, 12, 24 or 36 months (fixed-term bonds)
*See table below
Account
Personal Gospel Partner Account
Interest rate
1.10% Gross/AER
Minimum balance
£1
Withdrawal notice period
32 days
Good to know
You'll receive interest at a slightly lower rate than similar notice accounts, enabling us to provide more support to churches across the UK.
Account
Young Gospel Partner Account
Interest rate
1.20% Gross/AER
Minimum balance
£1
Withdrawal notice period
32 days
Good to know
These accounts are opened in the name of a parent, grandparent or guardian on behalf of a child.
Account
32-Day Notice Cash ISA
Interest rate
2.30% Gross/AER
Minimum balance
£1
Withdrawal notice period
32 days
Good to know
You must be 18 or over, resident in the UK for tax purposes and have a National Insurance number to open an ISA.
Account
One Year Fixed-Rate Cash ISA
Interest rate
2.00% Gross/AER
Minimum balance
£2,000
Withdrawal notice period
12 months (fixed-term ISA)
Good to know
You must be 18 or over, resident in the UK for tax purposes and have a National Insurance number to open an ISA.
Account
Two Year Fixed-Rate Cash ISA
Interest rate
2.10% Gross/AER
Minimum balance
£2,000
Withdrawal notice period
24 months (fixed-term ISA)
Good to know
You must be 18 or over, resident in the UK for tax purposes and have a National Insurance number to open an ISA.
Account
Easy Access Account
Interest rate
0.60% Gross/AER
Minimum balance
£1
Withdrawal notice period
None
Good to know
Maximum of two withdrawals per calendar month.
Account
90-Day Notice Deposit Account
Interest rate
2.95% Gross/AER
Minimum balance
£1
Withdrawal notice period
90 days
Good to know
All withdrawals are subject to 90 days' notice.
Account
120-Day Notice Deposit Account
Interest rate
3.45% Gross/AER
Minimum balance
£10,000
Withdrawal notice period
120 days
Good to know
All withdrawals are subject to 120 days' notice.
Account
Individual Savings Bonds
Interest rate
1.95-2.95% Gross/AER
Minimum balance
£2,000 (Max. £2,500,000)
Withdrawal notice period
6, 12, 24 or 36 months (fixed-term bonds)
Good to know
*See table below
*Individual Savings Bonds – Good to know
| Bond duration | Interest (Gross/AER) on deposits under £50,000 | Interest (Gross/AER) on deposits over £50,000 |
| 6 months | 2.90% | 2.95% |
| 12 months | 2.45% | 2.50% |
| 24 months | 1.95% | 2.00% |
| 36 months | 1.95% | 2.00% |
Open an account
Alternatively, please visit our ‘Open an account‘ page to download an application form.
If you would like to speak to one of our friendly Account Management team, please complete the enquiry form below or give us a call.
