Equipping the next generation of Church leaders by making theology training financially viable.

At Kingdom Bank our mission is to glorify God by providing financial services which support the ministry of UK churches. We help churches to plant, build and grow through financial lending, which includes equipping the next generation of Church leaders through the provision of Theological College Student Loans.

Partnered Programmes

Below are the programmes currently partnering with us for our Student Loans

A Loan would be available to an individual student who has been recommended for training and formally approved by the Baptist Union of Great Britain to the Bank.

All loans are subject to a successful application and credit checks.

For more information contact ministriesforms@baptist.org.uk

APRC 5.64%. APRC is based on total borrowing of £29,820, interest only for the first 3 years with repayment over 10 years thereafter, at an interest rate of 5.50%

A Loan would be available to an individual student who has been accepted for study on a College programme by a rigorous selection process and approved by the College to the Bank. 

All loans are subject to a successful application and credit checks.

For more information contact info@wtctheology.org.uk or visit www.wtctheology.org.uk

APRC 5.64%. APRC is based on total borrowing of £30,000, interest only for the first 3 years with repayment over 10 years thereafter, at an interest rate of 5.50%.

How does it work?

A Loan will be available to an individual student who has been accepted for study on a College programme and approved by the partner institution to the Bank, and who has also been approved by the Bank as an eligible borrower and subject to a personal lending credit checking process.
The Loan will be available to cover College fees, resources and equipment. Fee payments will be made directly from the Bank to the College.
The Training Period covers the period during which study is taking place and will typically be between one and six years.
The loan is to be repaid over a repayment period which is 10 years. The Repayment Period will normally be counted in full academic years, and will always follow on immediately from the Training Period with no gap. Early repayments can be made with no penalty.
Depending on our agreement with the denomination or college, some students will be making interest only payments on the outstanding loan amount during the Training Period, whereas others will pay a fixed monthly direct debit. Interest is invoiced and payable monthly in arrears by direct debit. Under some programmes, the student is also responsible for paying a monthly premium for life assurance cover arranged by the Bank.
Repayments of capital and interest during the Repayment Period are to be made by the student on an agreed schedule commencing in the first month of the Repayment Period. Before the start of the Repayment Period, the Bank will provide the student with a schedule of monthly repayments.

Failing to make loan repayments may have a negative impact on your credit rating or impact your relationship with the denomination/institution.

Partner Experience

“WTC’s goal is individual and community transformation through the study of life-giving theology. WTC is excited to be partnering with Kingdom Bank, through this very innovative student loan scheme, to make it financially possible for a wide range of people to study theology at university level, around their existing commitments, by spreading the cost over time.”

- Janey Lawry-White, Chief Operating Officer, WTC Theology