Mortgages
Financing Kingdom-focused spaces for gospel work.
Our mortgages for churches and Christian charities are shaped around mission. Whether you are purchasing a place of worship, housing for staff or vulnerable individuals, or a property to support gospel focused social enterprise, each product is designed to help you make long-term impact for the gospel.
We understand the unique needs of Christian organisations and take time to assess each application with care and expertise.
Premises Mortgage
Our Premises Mortgages are designed for churches and Christian charities looking to purchase or redevelop property in support of their mission. From new worship spaces to community hubs, we take time to understand your plans and help make them possible.
Housing Mortgage
Our Housing Mortgages help churches and Christian charities purchase or refinance property to house church leaders, ministry workers or others connected to their mission. Whether you are securing a manse or staff accommodation, we provide mortgages shaped around gospel purpose.
Community Enterprise Mortgage
Our Community Enterprise Mortgages help churches and Christian charities purchase or refinance properties used for outreach or income generation. Whether it’s a café, shop, training centre or community hub, we support you in securing spaces that strengthen and sustain your wider ministry.
Community Housing Mortgage
Across the UK, churches and Christian charities are offering life-changing support through safe and stable housing. Our Community Housing Mortgage helps you purchase property for vulnerable individuals such as refugees, people with disabilities or those rebuilding after hardship, while creating opportunities for gospel ministry.
Mortgages that serve your mission
A mortgage from Kingdom Bank is more than a way to purchase property. It’s a tool to support gospel work. We lend to churches and Christian organisations across the UK, supporting ministry housing, church growth and gospel outreach.
Focused on your ministry
We understand the distinct needs of churches and charities. Our team looks beyond standard lending criteria, taking the time to understand your mission and assess applications in a way that reflects the realities of ministry and Christian service.
Support from people who care
Our experienced team is here to walk with you every step of the way. From your first enquiry to completion, we offer honest advice, prayerful support and a personal service rooted in our shared faith.
Important information about church and charity mortgages
Commercial mortgages are not currently regulated by the Financial Conduct Authority and therefore do not have the same protections as regulated personal mortgages. Please contact us for more details if required.
Mortgage support with transparency and care
We work closely with churches and charities to understand their circumstances, enabling us to offer the best rates we can. Please do get in touch to discuss your situation and find out whether we could provide your organisation with a mortgage.
We're a Christian bank that helps churches grow
101
new mortgages provided in 2024.
£ 26.7 m
given in mortgages for Christian ministry in 2024.
826
new savings accounts opened in 2024.
95 %
Customer Satisfaction (CSAT) score.