Reserve Accounts
Savings designed to serve your mission.
Reserve accounts are well suited to organisations that want to set aside money while keeping it accessible when needed. Choose between flexible access or a higher rate in exchange for notice on withdrawals.
Contribute to gospel work across the UK, whilst carefully stewarding your finances. Find the option that best fits your organisation’s goals.
Church & Charity Higher Rate Reserve Account
1.60% Gross/AER
£1 minimum balance
90 days' notice
This account is designed for churches and Christian charities that want to steward their reserves while benefiting from a higher rate of return.
Church & Charity Flexible Reserve Account
1.10% Gross/AER
£1 minimum balance
Limited no-notice withdrawals
This account helps churches and Christian charities manage reserves while keeping funds accessible when needed.
Protected savings with a purpose
With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.
Ethical investment in Christian mission
We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.
Secure digital banking with friendly support
Enjoy the convenience of Online Banking and our Mobile App to manage your savings wherever you are. Whenever you need a helping hand, our friendly team is here to provide expert guidance and personal support.
We're a Christian bank that helps churches grow
124
new mortgages provided in 2025.
£ 28.4 m
given in mortgages for Christian ministry in 2025.
£ 142 million
Saved with us in 2025.
9 /10
Customer satisfaction in 2025.