Easy Access Account
Save with purpose and flexibility.
The Easy Access Account offers instant access to your savings, with no notice period and the option to make up to two withdrawals each month. With a minimum balance requirement of only £1, it’s ideal if you want your money to remain available while still being used to serve the gospel.
Every deposit supports Christian initiatives across the UK, from church growth to providing homes for those in ministry, helping to strengthen communities and advance the gospel.
Account information
| Interest rate | 0.20% Gross/AER |
|---|---|
| Interest accrual | Interest accrues on the daily balance at the above rate. This rate may vary from time to time and we will notify you of any changes. |
| Deposit method | Online banking, card payment, standing order, or post. |
| Minimum balance | £1 minimum balance |
| Withdrawal notice period | No notice |
| Withdrawal Terms/Number of withdrawals allowed | Maximum two withdrawals per calendar month. |
| Withdrawal methods | Online banking, telephone banking, or post. |
| Withdrawal destination | Pre-nominated bank account in the same name as the account holder. |
|
Interest illustration This assumes that you do not withdraw any money and that interest is paid into this account. It also assumes the interest rate stays the same and no additional money is added. |
If you deposit £1,000 when you open the account, the balance after 12 months will be £1,002.00. |
£ 122.2 million
Saved with us in 2024.
Protected savings with a purpose
With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.
Ethical investment in Christian mission
We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.
Personalised and friendly support
Say goodbye to frustrating call waiting times. Our friendly staff are passionate about helping you put your savings to work for the gospel. We’ll guide you through your savings options and help you set up your first deposit.
Open your account today
Start saving with purpose and join us in growing God's Kingdom.
Important documents
We would recommend you familiarise yourself with these documents.
Easy Access Account
Frequently asked questions
Yes. As this account pays a variable rate of interest, it can change over time – the General Terms and Conditions explain how this happens.
We will always let you know any planned changes to the rate. For example, we may review our interest rates if the Bank of England base rate changes.
Deposits can be added at any time by online banking, standing order or post.
To register for online banking, click here.
Information can be requested via online banking or over the phone. If you would like to make a withdrawal, this can be arranged via online banking or over the phone.
All withdrawals must be made to an account in the same name.
Yes. You can make two withdrawals from this account per calendar month and there is no charge for doing so.
All withdrawals must be made to a UK account in the same name
Yes. Kingdom Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
All eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person.
Explore our other
Easy Access Accounts
Instant Access Gospel Saver
2.05% Gross/AER
£10,000 minimum balance
No notice
Our highest rate savings account with instant access and the option to make one withdrawal each month. Ideal if you want your money to work for you while remaining available when needed.