90-Day Notice Deposit Account
Grow your savings and invest in God's Kingdom.
This account offers a flexible way to save while supporting gospel work. With a 90-day notice period and a minimum opening balance of just £1, it’s ideal for those who want to earn a return while giving their money a mission.
Your savings help fund church and ministry worker mortgages across the UK, enabling gospel impact as you plan for the future.
Account information
| Interest rate | 2.30% Gross/AER |
|---|---|
| Interest accrual | Interest accrues on the daily balance at the above rate. This rate may vary from time to time and we will notify you of any changes. |
| Deposit method | Bank transfer, standing order or card payment. |
| Minimum balance | £1 minimum balance |
| Withdrawal notice period | 90 days' notice |
| Withdrawal Terms/Number of withdrawals allowed | Unlimited withdrawals, each requiring 90 days’ notice. |
| Withdrawal methods | Online Banking and Mobile App. |
| Withdrawal destination | Pre-nominated bank account in the same name as the account holder. |
|
Interest illustration This assumes that you do not withdraw any money and that interest is paid into this account. It also assumes the interest rate stays the same and no additional money is added. |
If you deposit £1,000 when you open the account, the balance after 12 months will be £1,023. |
£ 142 million
Saved with us in 2025.
Protected savings with a purpose
With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.
Ethical investment in Christian mission
We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.
Secure digital banking with friendly support
Enjoy the convenience of Online Banking and our Mobile App to manage your savings wherever you are. Whenever you need a helping hand, our friendly team is here to provide expert guidance and personal support.
Open your account today
Start saving with purpose and join us in growing God's Kingdom.
Important documents
We would recommend you familiarise yourself with these documents.
90-Day Notice Deposit Account
Frequently asked questions
Yes. As this account pays a variable rate of interest, it can change over time – the General Terms and Conditions explain how this happens.
We will always let you know any planned changes to the rate. For example, we may review our interest rates if the Bank of England base rate changes.
You can manage your account via Online Banking and our Mobile App. Alternatively, information can be requested over the phone.
Yes. You can make withdrawals from this account by giving 90 days’ notice and there is no charge for doing so.
On request, we may permit withdrawal at shorter notice. This is at the Bank’s discretion and there will be a charge in accordance with our Terms and Conditions.
All withdrawals must be made to a UK account in the same name.
No charges apply to this account (except for those referred to in our terms and conditions, where we permit early withdrawal at our discretion with charges on transfer before notice period served).
Yes. Kingdom Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
All eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person.