Mortgages

Community Enterprise Mortgage

Investing in spaces that serve your mission.

Our Community Enterprise Mortgages help churches and Christian charities purchase or refinance properties used for outreach or income generation. Whether it’s a café, shop, training centre or community hub, we support you in securing spaces that strengthen and sustain your wider ministry.

We know that long-term impact often relies on financial sustainability. That is why we assess your plans with care and provide a mortgage designed to support your mission, helping you grow your reach while remaining focused on gospel purpose.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Mortgages that serve your mission

A mortgage from Kingdom Bank is more than a way to purchase property. It’s a tool to support gospel work. We lend to churches and Christian organisations across the UK, supporting ministry housing, church growth and gospel outreach.

Focused on your ministry

We understand the distinct needs of churches and charities. Our team looks beyond standard lending criteria, taking the time to understand your mission and assess applications in a way that reflects the realities of ministry and Christian service.

Support from people who care

Our experienced team is here to walk with you every step of the way. From your first enquiry to completion, we offer honest advice, prayerful support and a personal service rooted in our shared faith.

Important information about church and charity mortgages

Commercial mortgages are not currently regulated by the Financial Conduct Authority and therefore do not have the same protections as regulated personal mortgages. Please contact us for more details if required.

Mortgage support with transparency and care

We work closely with churches and charities to understand their circumstances, enabling us to offer the best rates we can. Please do get in touch to discuss your situation and find out whether we could provide your organisation with a mortgage.

Get started

Complete this form to find out whether Kingdom Bank could provide you with a mortgage. One of our friendly Christian mortgage team will be in touch to discuss your plans.

We're a Christian bank that helps churches grow

101

new mortgages provided in 2024.

£ 26.7 m

given in mortgages for Christian ministry in 2024.

826

new savings accounts opened in 2024.

95 %

Customer Satisfaction (CSAT) score.