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Savings

90-Day Notice Deposit Account

Grow your savings and invest in God's Kingdom.

This account offers a flexible way to save while supporting gospel work. With a 90-day notice period and a minimum opening balance of just £1, it’s ideal for those who want to earn a return while giving their money a mission.

Your savings help fund church and ministry worker mortgages across the UK, enabling gospel impact as you plan for the future.

Account information

Interest rate 2.55% Gross/AER
Interest accrual Interest accrues on the daily balance at the above rate. This rate may vary from time to time and we will notify you of any changes.
Deposit method Online banking, card payment, standing order, or post.
Minimum balance £1 minimum balance
Withdrawal notice period 90 days' notice
Withdrawal Terms/Number of withdrawals allowed N/A
Withdrawal methods Online banking, telephone banking, or post.
Withdrawal destination Pre-nominated bank account in the same name as the account holder.
Interest illustration

This assumes that you do not withdraw any money and that interest is paid into this account. It also assumes the interest rate stays the same and no additional money is added.

If you deposit £1,000 when you open the account, the balance after 12 months will be £1,025.50.
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£ 122.2 million

Saved with us in 2024.

Protected savings with a purpose

With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.

Ethical investment in Christian mission

We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.

Personalised and friendly support

Say goodbye to frustrating call waiting times. Our friendly staff are passionate about helping you put your savings to work for the gospel. We’ll guide you through your savings options and help you set up your first deposit.

Open your account today

Start saving with purpose and join us in growing God's Kingdom.

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We’re here to help

If you have a question or would like to find out more about our savings products, we’d love to hear from you. Just fill in the form and one of our friendly team members will be in touch to offer help, guidance or the information you need.

90-Day Notice Deposit Account

Frequently asked questions

Yes. As this account pays a variable rate of interest, it can change over time – the General Terms and Conditions explain how this happens.

We will always let you know any planned changes to the rate. For example, we may review our interest rates if the Bank of England base rate changes.

Deposits can be added at any time by online banking, standing order or post.

To register for online banking, click here.

Information can be requested via online banking or over the phone. If you would like to make a withdrawal, this can be arranged via online banking or over the phone.

All withdrawals must be made to an account in the same name.

Yes. You can make withdrawals from this account by giving 90 days’ notice and there is no charge for doing so.

On request, we may permit withdrawal at shorter notice. This is at the Bank’s discretion and there will be a charge in accordance with our Terms and Conditions.

You can either request a withdrawal via online banking, through telephone banking or by sending a letter/withdrawal request in the post.

All withdrawals must be made to a UK account in the same name.

No charges apply to this account (except for those referred to in our terms and conditions, where we permit early withdrawal at our discretion with charges on transfer before notice period served).

Yes. Kingdom Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

All eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person.

Explore our other

Notice Accounts

Personal Gospel Partner Account

0.50% Gross/AER

£1 minimum balance

32 days' notice

This account is designed for those who want to make the biggest impact with their savings. By accepting a lower rate of interest, you enable us to use more of the funds to provide affordable mortgages for church buildings, refurbishments and ministry housing across the UK.

Young Gospel Partner Account

0.60% Gross/AER

£1 minimum balance

32 days' notice

The Young Gospel Partner Account is designed for savers aged 17 and under who want to save with purpose. With a 32-day notice period, it encourages thoughtful, future-minded saving while helping to support churches and gospel work across the UK.