32-Day Notice Cash ISA
Tax-free savings with planned access and gospel purpose.
Earn tax-free interest while saving in a way that actively supports gospel work across the UK. With just 32 days’ notice required for withdrawals, this ISA is ideal for those who want to remain intentional about their savings while keeping future plans within reach.
Your money is put to work in ways that reflect your values and advance Christian mission.
Account information
| Interest rate | 1.70% Gross/AER |
|---|---|
| Interest accrual | Interest accrues on the daily balance at the above rate. This rate may vary from time to time and we will notify you of any changes. |
| Deposit method | Online banking, card payment, standing order, or post. |
| Minimum balance | £1 minimum balance |
| Withdrawal notice period | 32 days' notice |
| Withdrawal Terms/Number of withdrawals allowed | N/A |
| Withdrawal methods | Online banking, telephone banking, or post. |
| Withdrawal destination | Pre-nominated bank account in the same name as the account holder. |
|
Interest illustration This assumes that you do not withdraw any money and that interest is paid into this account. It also assumes the interest rate stays the same and no additional money is added. |
If you deposit £1,000 when you open the account, the balance after 12 months will be £1,017. |
| Eligibility | You must be aged 18 or over, a UK resident, and have a National Insurance number. |
£ 122.2 million
Saved with us in 2024.
Protected savings with a purpose
With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.
Ethical investment in Christian mission
We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.
Personalised and friendly support
Say goodbye to frustrating call waiting times. Our friendly staff are passionate about helping you put your savings to work for the gospel. We’ll guide you through your savings options and help you set up your first deposit.
Open your account today
Start saving with purpose and join us in growing God's Kingdom.
Important documents
We would recommend you familiarise yourself with these documents.
32-Day Notice Cash ISA
Frequently asked questions
Yes. As this account pays a variable rate of interest, it can change over time – the general terms and conditions explain how this happens.
We will always let you know any planned changes to the rate. For example, we may review our interest rates if the Bank of England base rate changes.
Deposits can be added at any time via online banking, standing order or post
Information can be requested via online banking or over the phone. If you would like to make a withdrawal, this can be arranged via online banking, over the phone or by post.
You can open and hold multiple ISAs in the same tax year, but total contributions across all ISA’s for 2025/26 must stay within the £20,000 limit.
All withdrawals are subject to a 32-day notice period.
On request, we may permit withdrawal at shorter notice. This is at the Bank’s discretion and there will be an associated charge in accordance with our Terms and Conditions.
No charges apply to this account (except for those referred to in our Terms and Conditions, where we permit early withdrawal at our discretion with charges on transfer before notice period served).
All withdrawals must be made to a UK account in the same name.
Any money you move to an account that is not an ISA will lose its tax-free status. Tax treatment depends on your individual circumstances and may change in the future.
Yes. Kingdom Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. All eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person.
Explore our other
Cash ISAs
2 Year Fixed-Rate ISA
1.50% Gross/AER
Lock away your savings for twelve months and support churches and Christian organisations across the UK.
1 Year Fixed-Rate ISA
1.40% Gross/AER
This two-year Cash ISA is designed for those planning ahead who want to maximise their tax-free allowance while making a lasting difference.