Buy-to-Let Mortgage
Invest in property with purpose.
Whether you are holding on to a home you once lived in or purchasing a new property to rent out, our Buy to Let mortgages are designed to support your financial goals while reflecting your Christian values.
We offer two tailored options. Consumer Buy-to-Let is for those moving into church accommodation. Standard Buy-to-Let is for those purchasing a rental property as an investment. With both, you can retain or grow your assets while letting your money work wisely and ethically for the future.
Mortgage information
2-Year Fixed Rate |
5-Year Fixed Rate |
Standard Variable Rate |
Discounted Variable Rate* |
|
|---|---|---|---|---|
| Rate fixed for | 2 years | 5 years | N/A | N/A |
| Interest rate | 5.35% | 5.55% | 6.45% | 5.40% |
| Arrangement Fee | £600 | £600 | N/A | N/A |
| APRC | 6.63% | 6.44% | 6.79% | 6.47% |
| APRC details | Based on a mortgage borrowing amount of £100,000 over 25 years at 5.35% for the first 2 years, increasing to the Bank’s Standard Variable Rate (6.45%) for the remainder of the mortgage. | Based on a mortgage borrowing amount of £100,000 over 25 years at 5.55% for the first 5 years, increasing to the Bank’s variable rate (6.45%) for the remainder of the mortgage. | Based on a mortgage borrowing amount of £100,000 over 25 years at 6.45%. | Based on a mortgage borrowing amount of £100,000 over 25 years at 5.40% discounted for the first 3 years, increasing to the Bank’s variable rate (6.45%) for the remainder of the mortgage. |
2-Year Fixed Rate
5-Year Fixed Rate
Standard Variable Rate
Discounted Variable Rate*
Mortgages with a purpose
At Kingdom Bank, your mortgage is more than a financial transaction. It is a partnership in Kingdom work. The funds we lend support those in ministry, mission and Christian service, helping them secure a home while continuing to serve God’s people.
Understanding your calling
We specialise in working with church leaders, missionaries and Christian workers. We take time to understand your unique situation and assess applications personally, rather than relying solely on standard income models used by mainstream lenders.
Support from people who care
Our experienced team is here to walk with you every step of the way. From your first enquiry to completion, we offer honest advice, prayerful support and a personal service rooted in our shared faith.
We're a Christian bank that helps churches grow
101
new mortgages provided in 2024.
£ 26.7 m
given in mortgages for Christian ministry in 2024.
826
new savings accounts opened in 2024.
95 %
Customer Satisfaction (CSAT) score.