Mortgages
Home finance shaped around your calling.
We offer a range of mortgage options designed to support Christians in ministry and mission. Whether you are buying your first home, planning for retirement or letting a property while you serve elsewhere, our mortgages are shaped with purpose.
Traditional lenders can struggle to assess ministry income. We take time to understand your circumstances and offer personal and prayerful support throughout the process. Each of our mortgage types reflects our commitment to helping you live out your calling with stability and gospel impact.
Home Mortgage
For church workers and missionaries buying a home to live in, including the option of full or shared ownership.
Home Mortgage with Consent-to-Let
For those in ministry purchasing a future home now, with permission to let the property until they are ready to move in.
Buy-to-Let Mortgage
For church workers and missionaries letting out their existing home or buying a separate property as a long term investment.
Retirement Interest-Only Mortgage
For those aged 50 and over in Christian ministry who are nearing or in retirement, with interest only payments and no capital repayment during their lifetime.
Mortgages with a purpose
At Kingdom Bank, your mortgage is more than a financial transaction. It is a partnership in Kingdom work. The funds we lend support those in ministry, mission and Christian service, helping them secure a home while continuing to serve God’s people.
Understanding your calling
We specialise in working with church leaders, missionaries and Christian workers. We take time to understand your unique situation and assess applications personally, rather than relying solely on standard income models used by mainstream lenders.
Support from people who care
Our experienced team is here to walk with you every step of the way. From your first enquiry to completion, we offer honest advice, prayerful support and a personal service rooted in our shared faith.
We're a Christian bank that helps churches grow
101
new mortgages provided in 2024.
£ 26.7 m
given in mortgages for Christian ministry in 2024.
826
new savings accounts opened in 2024.
95 %
Customer Satisfaction (CSAT) score.