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Savings

Reserve Accounts

Savings that support your business goals.

Our Business Reserve Accounts are designed for companies that want to set aside funds while maintaining access when needed. Choose between flexible access or a higher interest rate by giving notice on withdrawals.

Whether you’re planning for future investments, managing cash flow or building up reserves, these accounts help you grow your savings while supporting Kingdom Bank’s mission to resource gospel work across the UK.

Business Flexible Reserve Account

1.35% Gross/AER

£1 minimum balance

No notice

This account is ideal for businesses that want to manage their reserves with ease and flexibility. It allows you to keep funds accessible while setting money aside for future needs.

Business Higher Rate Reserve Account

1.85% Gross/AER

£1 minimum balance

90 days' notice

This account is designed for businesses that want to manage their reserves responsibly while keeping funds easily accessible. It offers the flexibility to withdraw when needed, making it ideal for organisations that value both control and convenience.

Protected savings with a purpose

With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.

Ethical investment in Christian mission

We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.

Personalised and friendly support

Say goodbye to frustrating call waiting times. Our friendly staff are passionate about helping you put your savings to work for the gospel. We’ll guide you through your savings options and help you set up your first deposit.

Ready to apply?

Download an application form to start saving with purpose and join us in growing God's Kingdom.

We're here to help

If you have a question or would like to find out more about our savings accounts, we would love to hear from you. Just fill in the form and one of our friendly team members will be in touch to offer help, guidance or the information you need.

We're a Christian bank that helps churches grow

101

new mortgages provided in 2024.

£ 26.7 m

given in mortgages for Christian ministry in 2024.

826

new savings accounts opened in 2024.

95 %

Customer Satisfaction (CSAT) score.