Business Instant Access Gospel Saver
Grow your savings. Advance the gospel. Access when needed.
Our highest rate savings account with instant access, this account allows businesses to save responsibly while keeping funds available when needed. You can make one withdrawal each month, making it a flexible option for managing your resources.
Every pound saved supports church growth, ministry housing and gospel initiatives across the UK, enabling your organisation to contribute directly to Kingdom work while planning wisely for the future.
Account information
| Interest rate | 2.30% Gross/AER |
|---|---|
| Interest accrual | Interest accrues on the daily balance at the above rate. This rate may vary from time to time and we will notify you of any changes. |
| Deposit method | Online banking, card payment, standing order, or post. |
| Minimum balance | £10,000 minimum balance |
| Withdrawal notice period | No notice |
| Withdrawal Terms/Number of withdrawals allowed | Maximum one withdrawal per calendar month. |
| Withdrawal methods | Telephone banking or post. |
| Withdrawal destination | Pre-nominated bank account in the same name as the account holder. |
|
Interest illustration This assumes that you do not withdraw any money and that interest is paid into this account. It also assumes the interest rate stays the same and no additional money is added. |
If you deposit £10,000 when you open the account, the balance after 12 months will be £10,230. |
£ 122.2 million
Saved with us in 2024.
Protected savings with a purpose
With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns and, as a Christian bank, we ensure your savings are invested in gospel causes.
Ethical investment in Christian mission
We only invest in Christian causes with gospel purpose. From church building projects to property purchases, your savings support gospel growth. And, when you need them, we’ll return your savings with interest.
Personalised and friendly support
Say goodbye to frustrating call waiting times. Our friendly staff are passionate about helping you put your savings to work for the gospel. We’ll guide you through your savings options and help you set up your first deposit.
Ready to apply?
Download an application form to start saving with purpose and join us in growing God's Kingdom.
Important documents
We would recommend you familiarise yourself with these documents.
Business Instant Access Gospel Saver
Frequently asked questions
Yes. As this account pays a variable rate of interest, it can change over time – the General Terms and Conditions explain how this happens.
We will always let you know any planned changes to the rate. For example, we may review our interest rates if the Bank of England base rate changes.
All instructions must be authorised by the correct number of signatories, in accordance with the latest Mandate.
Yes, you can make one withdrawal from this account per calendar month and there is no charge for doing so.
All withdrawals must be made to an account in the same name.
Instructions for withdrawals must be made by the signatories detailed on the mandate.
Yes. Kingdom Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
All eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per organisation.
Explore our other
Deposit Accounts
No Notice Account
0.20% Gross/AER
£1 minimum balance
No notice
This account offers businesses immediate access to their savings, with no notice period and the ability to make up to two withdrawals each month. With a minimum balance of just £1, it is ideal for managing funds that need to remain available while still being used for Kingdom impact.
Business Gospel Partner Account
0.50% Gross/AER
£1 minimum balance
32 days' notice
This account is for businesses that want their savings to go further in supporting gospel work. By accepting a lower rate of interest, you enable us to use more of the funds to provide affordable mortgages for church buildings, refurbishments and ministry housing across the UK.
Business 120-Day Notice Deposit Account
2.60% Gross/AER
£10,000 minimum balance
120 days' notice
The 120-Day Notice Deposit Account does far more than grow your business’s savings. Your funds help us provide affordable mortgage support to churches and Christian ministries across the UK.