2 Year Fixed Rate ISA
Cash ISAs are one of the most popular options for tax-free savings. If you’re able to invest your money for two years and want to benefit from a higher interest rate than a shorter notice account, this ISA is for you.
Explore this page to find out more about this account and how you can use your savings to support gospel work.
Two Year Fixed Rate ISA
Account Information
This savings account is available for all individuals, who are resident in the UK and aged 18 or over.
- Interest rate: 1.90% Gross/AER
- Interest accrual: Interest is paid on the anniversary and at maturity.
- Deposit method: Online banking, card payment, standing order, or post.
- Minimum balance: £2,000
- Withdrawals: No withdrawals permitted during the fixed term.
- Withdrawal destination: Pre-nominated bank account in the same name as the account holder.
saved with us in 2024.
Submit an enquiry
Our friendly team are here to help. Whether you’re ready to open a savings account, or if you’ve got more questions, fill in this form and we’ll be in touch with you within two working days.
You can also call us on 0115 921 7260 to begin setting up your account.
If you are opening a new ISA and also want to transfer an ISA to Kingdom Bank, please complete section 5 of the ISA application form, with the required details. You can do a full or partial transfer from your existing ISA. If you have more than one ISA to transfer to Kingdom Bank, then print out and complete an ISA transfer form for each additional ISA being transferred. On receipt of the completed form(s) we will contact your ISA provider to arrange the transfer and will let you know when it is completed.
Why choose Kingdom Bank?
Protected savings with a purpose
At Kingdom Bank, we prioritise your financial security. With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns, and as a Christian bank, we are fully aligned with your values and operate with integrity and trust.
Rest assured, your money is in safe hands, allowing you to focus on what truly matters.
Register online today!
Your savings are more than just money – they’re a way of supporting gospel work in the UK and making a real difference in people’s lives.
Got a question?
We're here to help!
Can Kingdom Bank change the interest rate?
No, this account pays a fixed rate of interest. The product rates for new accounts may change from time to time, but your fixed rate will remain until the maturity of the product.
How do I manage my account?
Deposits can be added at any time by online banking, standing order or post.
Information can be requested via online banking or over the phone. If you would like to make a withdrawal upon maturity, this can be arranged via online banking, over the phone or by post.
To register for internet banking, click here and select the ‘Register’ button.
As with all ISAs, there are some rules which apply:
- You may not deposit more than the maximum allowed in any tax year, the current limit for the 2024/2025 tax year is £20,000.
Can I withdraw money?
It is not possible to withdraw funds during the term of the deposit. After 24 months, we will contact you to explain your options and explore your next steps.
Any money you move to an account that is not an ISA will lose its tax-free status.
All withdrawals must be made to an account in the same name.
No charges apply to this account (except for those referred to in our terms and conditions, where we permit early withdrawal at our discretion with charges on transfer before notice period served).
What would the estimated balance be after 12 months?
If you deposit £2,000 when you open the account, the balance after 12 months will be £2,038.00
Why choose Kingdom Bank?
Personalised and Friendly Support
Navigating your savings options can be challenging. Our friendly and knowledgeable account management team can guide you through our savings products, answer any questions you may have and help you set up your first deposit.
You won’t face frustrating call waiting times – just caring and efficient service designed to help you put your savings where your heart is.
Explore our other savings products
Personal Gospel Partner Account
An account that puts your money to work to help build God’s Kingdom.
90-Day Notice Deposit Account
With a longer notice period and higher rate of interest, our 90-Day Notice Deposit Account allows you to earn more whilst you save.
