120-Day Notice Deposit Account
This account allows you to save now, earn a higher interest rate, and access your savings at a later date.
Explore this page to find out more about this account and how you can use your savings to support gospel work.
120-Day Notice Deposit Account
Account Information
This savings account is available for all individuals.
- Interest rate: 3.75% Gross/AER
- Interest accrual: Interest accrues on the daily balance at the above rate. This rate may vary from time to time and we will notify you of any changes.
- Deposit method: Online banking, card payment, standing order, or post.
- Minimum balance: £10,000
- Withdrawal notice period: 120 Days
- Withdrawal methods: Online banking, telephone banking, or post.
- Withdrawal destination: Pre-nominated bank account in the same name as the account holder.
saved with us in 2023.
Submit an enquiry
Our friendly team are here to help. Whether you’re ready to open a savings account, or if you’ve got more questions, fill in this form and we’ll be in touch with you within two working days.
You can also call us on 0115 921 7260 to begin setting up your account.
Why choose Kingdom Bank?
Protected savings with a purpose
At Kingdom Bank, we prioritise your financial security. With FSCS protection and full FCA and PRA regulation, your savings are safe with us. Our interest rates ensure you earn predictable returns, and as a Christian bank, we are fully aligned with your values and operate with integrity and trust.
Rest assured, your money is in safe hands, allowing you to focus on what truly matters.
Register online today!
Your savings are more than just money – they’re a way of supporting gospel work in the UK and making a real difference in people’s lives.
Got a question?
We're here to help!
Can Kingdom Bank change the interest rate?
Yes. As this account pays a variable rate of interest, it can change over time – the general terms and conditions explain how this happens.
We will always let you know any planned changes to the rate. For example, we may review our interest rates if the Bank of England base rate changes.
How do I manage my account?
Deposits can be added at any time by online banking, standing order or post.
To register for internet banking, click here and select the ‘Register’ button.
Information can be requested via online banking or over the phone. If you would like to make a withdrawal, this can be arranged via online banking, over the phone or by post.
All withdrawals must be made to an account in the same name.
Can I withdraw money?
Yes. You can make withdrawals from this account by giving 120 days’ notice and there is no charge for doing so.
On request, we may permit withdrawal at shorter notice. This is at the Bank’s discretion and there will be a charge in accordance with our Terms and Conditions.
You can either request a withdrawal via online banking, through telephone banking or by sending a letter/withdrawal request in the post.
All withdrawals must be made to a UK account in the same name.
No charges apply to this account (except for those referred to in our terms and conditions, where we permit early withdrawal at our discretion with charges on transfer before notice period served).
What would the estimated balance be after 12 months?
If you deposit £10,000 when you open the account, the balance after 12 months will be £10,375.00.
This assumes:
- You do not withdraw any money and interest is paid into this account.
- The interest rate stays the same.
- You do not add any more money.
Why choose Kingdom Bank?
Personalised and Friendly Support
Navigating your savings options can be challenging. Our friendly and knowledgeable account management team can guide you through our savings products, answer any questions you may have and help you set up your first deposit.
You won’t face frustrating call waiting times – just caring and efficient service designed to help you put your savings where your heart is.
Explore our other savings products
Personal Gospel Partner Account
An account that puts your money to work to help build God’s Kingdom.
90-Day Notice Deposit Account
With a longer notice period and higher rate of interest, our 90-Day Notice Deposit Account allows you to earn more whilst you save.
