Social Return Mortgages
Kingdom Bank has a history of working with Organisations who want to make a difference in their area or community, impacting the lives of people in different ways. This can be helping those who are in difficulty or struggling with particular problems (including life controlling situations).
Many of the Organisations which Kingdom Bank works with have a mission focus driving their approach, sharing their faith in a practical way as inspired by key figures in their faith. Others have a desire to make a difference through wanting to empower those who have been forgotten about or rejected by Society. What unites them is a wish to show compassion and to equip those in need with the skills and ability to lead normal lives, enabling people to become a part of the community in a way they never thought possible.
Kingdom Bank wants to partner with people who are bringing life and hope to places where it seems there is none. Many of these projects do this through providing housing for people who otherwise have nowhere to go. We have already helped fund projects which are providing accommodation for ex-offenders, people who are vulnerably housed, people who are seeking refuge, asylum seekers, people battling addictions, people with special needs and people in need of care as they reach the end of their lives.
A recent story…
Our Borrower owns a number of residential properties around the country which are let to people who would otherwise be vulnerably housed. The occupiers are a range of people who find themselves at risk of homelessness: ex-offenders, people recovering from addictions or other life-controlling problems or escaping abusive situations, young people who have been in care and many others. The charity funds each property using the occupiers’ basic housing benefit payments which are used to cover the running costs (including mortgages). It partners with local churches to enable the day-to-day management of the properties and support of each of the occupiers with mentoring. Kingdom Bank has helped the organisation purchase several of these properties which are being used to change lives on a daily basis.
Find out more
If you are considering such an activity we would like to encourage you to talk to us. We can then explore ways in which we can help.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Be Strong with a new start in life

Find out how Kingdom Bank has helped Darren to help others...

read more
A diverse and expanding customer profile
Figures compiled by Kingdom Bank have confirmed the continued development of its business over the last 12 years since its commercial launch.… read more
Newsletter Issue 23 | Autumn 2016
Issue 23 of the Kingdom Bank Newsletter - Autumn 2016 - is now available to view online.… read more
Hope Church Nottingham: Opening of the Hope Centre
On Saturday 9th July 2016, after a journey of more than 4 years, Hope Church Nottingham officially opened their new building in Clifton, Nottingham… read more
Charity Day at Open Hands Leicester
At Kingdom Bank, all employees have the opportunity to take a Charity Day each year. This year, I had the privilege of spending a day with Open Hands; a charity which is local to where I live in Leicester.… read more
Do you need Trustee Indemnity Insurance?
Charitable Incorporated Organisations (CIO) are sometimes unsure about whether they need Trustee Indemnity Insurance so we hope this document helps trustees make an informed decision… read more
Banking for the Kingdom
Banks don’t always have a good reputation. They have been seen as greedy organisations that are sometimes accused of mis-selling products.… read more
Celebration Service
On 18th May we held a Celebration Service, to reflect on what God has been doing through Kingdom Bank over the past year.… read more
Kingdom Bank Limited, Ruddington Fields Business Park, Mere Way, Ruddington, Nottingham, NG11 6JS, registered in England and Wales No. 4346834. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. (No.400972). The Financial Services Register can be viewed at register.fca.org.uk
Kingdom Bank treats all customers’ personal information as private and confidential, and complies with the Data Protection Act 1998. We will not disclose information about your enquiry or your account to anyone unless: we are legally required to do so; there is a public duty to disclose information; our interests require us to; you have given consent.