Hold your church
reserves with us, and
help gospel-hearted
churches plant, build
and grow.

Hold your church
reserves with us, and
help gospel-hearted
churches plant, build
and grow.

With our range of deposit accounts purpose-built for churches, you can help other churches plant, build and grow while being confident that your money is in safe hands.

How does it work?

Every church and registered charity needs to maintain a certain level of cash reserves. Most churches hold their money with high street banks, without thinking about how their money is being invested.

Kingdom Bank offers a responsible, gospel-centred
alternative to high street banks. When churches place their reserves with us, we are able to lend to other churches, ministries and gospel workers throughout the UK to purchase, develop or build property to facilitate their ministry.

With us, you can partner with other churches in a shared gospel mission, while being assured that your church finances are secure.

How does it work?

We know that moving your reserves might feel like a big job. Our team is experienced at helping churches through every step of the process, and can answer any questions you might have.

We offer a gospel-centred alternative to the high street.

We believe that high street banks shouldn’t be the only option for churches and Christian organisations looking to use their money in a gospel-centred way. With us, you can save your reserves differently – to help churches grow, release gospel projects, and support ministry workers.

Moving is safe and easy.

We’re here to make the process easy and simple. Our deposit accounts are protected by the FSCS, so you can be sure that your funds are secure.

Support Kingdom work without extra cost to your church.

Our organisational accounts help you use your money responsibly. We’ll steward your money to help other churches plant, build and grow, without any extra cost to your church. With Kingdom Bank you can use your excess reserves to support Kingdom work and partner in the gospel.

Compare accounts

Looking to open a deposit account but not sure which one is right for you? Compare our accounts below:

Account Interest rate Minimum balance Withdrawal notice period Good to know
Gospel Partner Account 1.40% Gross/AER £1 32 days You'll receive interest at a slightly lower rate than similar notice accounts, enabling us to provide more support to churches across the UK.
No Notice Account 0.90% Gross/AER £1 None Maximum of two withdrawals per calendar month.
Organisation 120-Day Notice Deposit Account 3.50% Gross/AER £10,000 120 days
Church & Charity Flexible Reserve Account 2.25% Gross/AER £1 One withdrawal of up to £10,000 is permitted without notice in a rolling 90-day period. Any additional withdrawals or withdrawals for more than £10,000 require 90 days’ notice.
Church & Charity Higher Rate Reserve Account 2.75% Gross/AER £1 All withdrawals require 90 days' notice.
Organisation Savings Bonds 2.25-3.25% Gross/AER £2,000 6, 12, 24 or 36 months (fixed-term bonds) *See table below
*Organisational Savings Bonds – Good to know
Bond durationInterest (Gross/AER) on deposits under £50,000Interest (Gross/AER) on deposits over £50,000
6 months3.20% 3.25% 
12 months2.75% 2.80% 
24 months2.25% 2.30% 
36 months2.25% 2.30% 
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